Our Lenders

DealTrak123 connects dealers seamlessly to the following lenders...

1st Stop Car Finance

1st Stop Car Finance started in 2010, as a part of the 1st Stop Group, and since then we have built a fantastic lending platform. We are a Hire Purchase lender and we pride ourselves on being able to help each customer by tailoring our service to their own personal needs and requirements.

We are more interested in their current position and future than their past. We make the process of getting finance for a vehicle as simple as possible, for the broker and the customer ensuring that the customer is fully informed.throughout our process.

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Accept Car Credit

Accept Car Credit Ltd was established in 2004, it prides itself in being specialists in finding affordable car credit finance for people of all financial backgrounds - particularly in the sub/near prime sector. As well as being a lender, it enjoys relationships with some of the largest and smallest specialised lenders in the UK.

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Advantage Finance

 Advantage is a leading supplier of specialist finance facilities, via motor dealers throughout the UK.

It facilitates the purchase of new and used cars, vans, motorbikes and caravans, with its individual approach ensuring that it can often help in cases where others can’t.

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ALPHERA Financial Services

ALPHERA Financial Services provides flexible finance options for all makes of new and used vehicles.

As a part of BMW Group Financial Services, it is a specialist motor finance company with a reputation for innovative financing solutions, available through its partnership dealers throughout the UK.

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Specialists in point of sale credit in the UK, Barclays have a full range of consumer finance products to drive sales and, ultimately, profit.

Whether you're a large or small business it can help.

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Billing Finance Ltd

Billing Finance Ltd is a car finance company offering car finance facilities to dealers and brokers. It is a family-run company; which lends its own money. Billing prides itself on its first-class and prompt customer service that ensures a swift turnaround time from decision making to document requests and payouts.

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Black Horse

Black Horse provides finance for thousands of customers every year to buy their vehicles from a network of dealers throughout the UK. Black Horse Motor Finance, Black Horse Motorcycle Finance and Black Horse Caravan and Motorhome Finance are trading styles of Black Horse Limited.

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Close Motor Finance Limited

Close Motor Finance Limited is a leading, independent, point of sale finance company with a long and successful track record within the motor industry. Providing tailored finance solutions to car, motorcycle and LCV dealers throughout the UK.

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Credit 4 Cars

Credit 4 Cars (a member of the CCTA) is a used car finance company that specialises in providing ‘sub-prime’ car finance. With up to a 90% acceptance rate, they work closely with dealers and brokers to provide finance plans that are tailored to each customer’s individual financial circumstances. Unlike many other lenders, Credit 4 Cars does not rely on a credit score. Each application is manually underwritten by experienced staff with decisions being based on current affordability notwithstanding past or present credit issues such as CCJ’s, Defaults and Arrears.

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FGA Capital

FGA Capital satisfies and anticipates the accessibility and mobility requirements in the motor vehicle division of: dealers, private clients, small to medium and large companies.

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First Response

First Response can take care of the finance for the purchase of a car, commercial vehicle, or motorcycle, even if you have had past credit problems.

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Glenside Finance Ltd (Sub Prime)

Established in 1990, Glenside Finance has earned itself a reputation as a specialist, independent near and sub-prime lender. There is a wealth of motor finance experience within the company which covers the financing of new and used cars and LCVs introduced by both dealers and brokers. We don't believe in credit scoring, we look at each proposal and make a decision based upon its merits. We understand the needs of dealers and brokers alike and strive to maintain our high level of service to our introducers at all times.

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With over 90 years experience in the UK market, GMAC provides
wholesale and retail automotive financing products and services for
both customers and dealers.

GMAC is the official source of financing for Vauxhall and Chevrolet.

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Hitachi Capital

Hitachi Capital was established in 1982 and has since expanded to include four key finance divisions serving SMEs through to corporate multi-nationals. We provide finance for 650,000 consumers, look after 45,000 fleet vehicles and provide specialist Business Finance and block discounting for a further 5,500 companies. Thanks to innovative finance products and a very real commitment to customer care, we have a stronghold in the markets in which we operate. We work with customers to ensure they have the right finance products that suits them. With over 27 years' experience we know what we are talking about. Just call us today to see how we can work with you and ensure you get the most from your business.

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Investec Asset Finance

Asset-based finance for Small and Medium Enterprises (SME), Aviation and Shipping. 

Our in-house resources and international reach allow us to navigate the intricacies of accounting, regulatory and tax issues, providing efficient and carefully constructed financing solutions. We specialise inEquipment, Vehicle,  Aviation and Shipping and Marine Finance.

If you are a vehicle dealer that regularly sells vehicles which cost in excess of £50,000 then we can help in providing your clients with tailored finance solutions for their specialist vehicle purchase.

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LaSer UK

LaSer UK is part of the LaSer Group, jointly owned by BNP Paribas, the global retail and investment bank, and Galeries Lafayette, Europe’s leading retailer. With over 40 years experience in the financial markets, we are experts at providing retail finance, credit cards, affinity loans, and loyalty solutions. 

We manage over 4 million customers through our 2 UK based contact centres under our consumer brand, Creation.Financing 200 businesses, we will work in partnership with you to develop unique products, tailored to meet your customers’ needs. 

Contact us today to find out how we can grow your sales through our finance solutions.

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London & Surrey Finance

London & Surrey Finance were established in 1972 as a motor finance brokerage. We have since 1997 developed into a Non-Prime asset focused lender. We have a traditional “hands on” underwriting approach, where every deal is considered on its own merit and have never lost sight of the service levels demanded by the motor trade. Cars & commercials financed to consumer and business users that are based in the southern half of the country. Partners of London & Surrey Finance experience prompt commercial decision making with a very competitive product range for the sector we operate.

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Mann Island

Have a good customer but your primary lenders can’t help? Our expert team and panel of 25 lenders will find a finance deal to help you sell that car. And we’ll do it fast. We put the money in your bank direct,so you can get the car off your forecourt and concentrate on making that next deal.

We've been in the trade since 1991. Now with more than 140 staff we underwrite £500m of proposals each year. Our size and experience means that we can find the right deal for your needs. That’s why so many dealers work with Mann Island Finance in addition to their primary lenders

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Marsh Finance Limited

Marsh Finance was established in 1973 and has since grown to become the leading lender within it's chosen sector of the UK financial services market. A privately owned company, Marsh Finance originally began as a Household Credit business (Credit Drapery) which by the early 1990's had eleven branch offices and 250 agents throughout the North of England. In 1999 this division of the business was sold to Cattles plc and Marsh Finance continued to develop its non-Prime facilities for the automotive sector of the market. As an independent, privately owned and well-capitalised finance company, Marsh Finance has a long-established track record of offering borrowing facilities to non-Prime consumers and has all the necessary expertise to continue to meet those needs.

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Moneybarn creates more opportunities for more consumers to finance the purchase of cars with a responsible, ethical and inclusive approach to car finance. With over 20 years experience of working with customers with unusual and non conforming backgrounds who may have experienced difficulties obtaining credit elsewhere, Moneybarn is one of the UK’s leading specialist car finance providers.

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Moneyway believes that when discussing something as important as its finances, you'll want to speak to an experienced person. With Moneyway you'll soon discover that borrowing money doesn't have to be a big ordeal as you can borrow between £500 and £15,000 for just about anything.

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MotoNovo Finance

MotoNovo Finance provides a range of financial services through motor dealers across the UK. As specialists in motor finance it really understands the motor retail market and its dedicated finance products in detail. So when it comes to financing what for most people is their most expensive purchase after their home, customers know they are working with experts. It is an expertise that is born of almost 40 years experience working with motor dealers of all sizes.

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Northridge Finance

Part of The Bank of Ireland, Northridge Finance specialises in providing both personal and commercial finance solely for the Great Britain market. Northridge prides itself on its commitment to service and innovation; where its competitors may have specific attributes Northridge will provide you with the total package.

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Paragon Car Finance

We are Paragon Car Finance. We are owned by Paragon Bank, who are specialists in UK financial services offering safe, simple and transparent savings and loans that put our customers first.

Part of the Paragon Group of Companies, we are a FTSE 250 company listed on the London Stock Exchange, founded in 1985.

You can depend on us for quick decisions and all the help you need in finding the best product for you.

We believe that you deserve an experience you can rely on. Our technically experienced underwriters will provide you with great service, whilst our knowledgeable Customer Servicing team is always happy to help.

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Penrican Credit

Penrican Credit Limited, established in 1989, is renowned throughout the motor trade as an honest and reliable near and sub-prime Finance Company. Family-based, our manual underwriting gives dealerships that personal touch.

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Private and Commercial Finance

Private and Commercial Finance provides a carefully selected range of high quality financial products tailored for both business and personal customers.

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Raphaels Finance

Raphaels provides both consumer and asset finance facilities to customers in a wide range of industry sectors. We pride ourselves on manual underwriting for our loans, this means we do not use electronic scorecards but offer a truly personal service, treating customers individually on the merits of their financial capabilities. Through our network of brokers, we offer traditional vehicle loans, but we also offer specialist loans including wheelchair adapted vehicles, asset finance and elective procedure loans.

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A better way to save and borrow

RateSetter launched in October 2010 with one simple aim: to make peer-to-peer lending simple and safe for everyone.

Savers enjoy higher returns by lending their money direct.
Borrowers benefit from low-cost, fast and flexible loans.
RateSetter ensures everyone gets exactly what they expect.

RateSetter’s unique approach has ensured that every lender has received every penny, the only company to have done so.
And 98.5% of borrowers would recommend us to their friends.

Contact - Ben Snowman 

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Santander Consumer Finance

Santander Consumer Finance provides motor finance at competitive rates through a network of dealerships in the UK. Santander are authorised and regulated by the Financial Services Authority for general insurance mediation activity. It is one of the nation's leading 'point of sale' finance providers, meaning that it enables your local motor dealer to provide you with a convenient "One-Stop Shop" when
deciding on your next car.

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Startline Motor Finance is a provider of regulated motor finance solutions to the UK motor dealer market with a clearly defined and supported strategy for growth. Established in 2013 by a highly experienced motor finance team, the business is headquartered in Glasgow with a sales presence throughout the UK.

Contact - Alan Smith

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The Car Finance Company

The Car Finance Company (2007) Limited is an independent provider of vehicle finance. We are a responsible local lender operating from a growing network of offices across southern England. We seek to help people with a less than perfect credit history to obtain vehicle finance. As a responsible lender we may conditionally approve people for finance if they meet our criteria, however, we will only provide finance after holding a formal face-to-face interview. We explain all aspects of the HP Agreement, and fully assess the applicant’s realistic ability to make monthly repayments over the term of the agreement.

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The Funding Corporation Limited (TFC)

Founded by a group of former senior directors from the Bank of
Scotland, TFC wrote its first ever loan on 01 October 2001.

In May 2003, TFC acquired car finance company Cygnet Financial
Services, and car retail company ACF Car Finance.

Since then, the group finance companies have together accepted
thousands of applications for car credit, and written customer loans
totalling many millions of pounds.

The group employs some 200 people across its head office on Chester
Business Park, and throughout the expanding ACF Car Finance dealership

Our group companies work alongside one another on an exclusive basis.
In other words, you won’t find our unique car finance packages
available through any car dealer other than ACF Car Finance.

Launched in October 2010 and integral to our ongoing success is the
TFC vision of “remarkable people delivering exceptional experiences to
all our customers”.

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Our Manufacturers

Frontline Solutions systems also connect electronically to the following Manufacturer based lenders:

  • Chrysler
  • Jeep
  • Land Rover
  • Jaguar
  • Alfa Romeo
  • Fiat
  • Abarth
  • Citroen
  • Hyundai
  • Kia
  • Mitsubishi
  • Saab
  • Suzuki
  • Vauxhall
  • Volvo

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to see how your business could benefit...


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